Credit card offers these days often come accompanied by pages and pages of fine print. Buried in this "legal" credit card processing process are some common catches that could impact you in a major way. From universal default clauses to annual fees, here are the most common credit card traps you should avoid:
Annual Fees – An annual fee is a charge sometimes required by credit card companies for use of an account. These fees usually range between $35-$50 and are most common with subprime credit cards designed for borrowers with poor credit and rewards credit cards. You can see exactly what the annual fee on a credit card offer is by checking out the “Schumer Box” in the rates and terms section of the offer. With a rewards card, you should ensure that the benefits of the mileage or points program outweigh the cost of the annual fee.
Bill Payment Fees – Even with online banking becoming increasingly common, some credit card companies charge extra fees for paying your bills online or by phone. If this is the case with your card, be sure you pay your bill by mail as soon as the statement arrives. You don’t want to have to pay an extra $5 or $10 just to make your credit card payment on time each month.
Grace Period – Standard credit cards commonly have a 20 to 30 day grace period. This is the period of time when you can pay your credit card bill without being charged interest. It is important for borrowers who like to use their credit cards frequently and pay their bills in full each month to have a long grace period. If your credit card doesn’t have a grace period, interest is charged on your debt as soon as you make a purchase
Cash advance - you can still pay even when you ran out off money. If you don't notice this, you may end up finding with debt problems and credits reports.
Showing posts with label credits. Show all posts
Showing posts with label credits. Show all posts
Saturday, 15 December 2007
Thursday, 1 February 2007
List : Paid to promote
List of PTP sites.
A PTP site provides web pages for users to promote. Whenever another person views this web page, the user is awarded a certain amount of credits. After earning enough credits, the user can redeem them for money, generally at a rate of 50 cents to $1 per 1000 views. PTP pages are often promoted through PTC ads, PTR emails or PTS sites.
123-PTP
Join Here
123-PTP pays affliate $1.50/CPM, and 20% referers bonus. Minimum payout is $0.50!
free20 (aka. super PTP)
Join Here
Free20 pays affliate $6/CPM and 5% referral earn. No minimum payout via e-gold and paypal!
Caution: Promote only free20 OR super PTP
OsPTP
Affiliate Join Here
Adveriser Join Here
OsPTP pays affliate $ 1.5 per 1,000 Credits ! and level 1: 10% referral earn. No minimum payout via e-gold and paypal!.
Qhits.com
Join Here
You can earn $0.0001 CASH for each 24hr unique visit
Earn 50 free bonus credits and 25% of their earnings 5 levels deep
PTR sites that also have PTP
There's some PTR sites have PTP option. I will list them here for convenience :P
clixncash.com
Promote ClixNCash Promote our website and earn $0.20 CPM
irelandclicks.net
$0.10 CPM
smartptp.com
Up to 0.75 CPM
Other options are PTC, PTR, Manual surf and PTSU
donkeymails.com
Join hrere
0.75 CPM, quality traffic only
WARNING: This list is no loger updated
Subscribe to:
Posts (Atom)
Showing posts with label credits. Show all posts
Showing posts with label credits. Show all posts
Saturday, 15 December 2007
Credit Card Catches
Credit card offers these days often come accompanied by pages and pages of fine print. Buried in this "legal" credit card processing process are some common catches that could impact you in a major way. From universal default clauses to annual fees, here are the most common credit card traps you should avoid:
Annual Fees – An annual fee is a charge sometimes required by credit card companies for use of an account. These fees usually range between $35-$50 and are most common with subprime credit cards designed for borrowers with poor credit and rewards credit cards. You can see exactly what the annual fee on a credit card offer is by checking out the “Schumer Box” in the rates and terms section of the offer. With a rewards card, you should ensure that the benefits of the mileage or points program outweigh the cost of the annual fee.
Bill Payment Fees – Even with online banking becoming increasingly common, some credit card companies charge extra fees for paying your bills online or by phone. If this is the case with your card, be sure you pay your bill by mail as soon as the statement arrives. You don’t want to have to pay an extra $5 or $10 just to make your credit card payment on time each month.
Grace Period – Standard credit cards commonly have a 20 to 30 day grace period. This is the period of time when you can pay your credit card bill without being charged interest. It is important for borrowers who like to use their credit cards frequently and pay their bills in full each month to have a long grace period. If your credit card doesn’t have a grace period, interest is charged on your debt as soon as you make a purchase
Cash advance - you can still pay even when you ran out off money. If you don't notice this, you may end up finding with debt problems and credits reports.
Annual Fees – An annual fee is a charge sometimes required by credit card companies for use of an account. These fees usually range between $35-$50 and are most common with subprime credit cards designed for borrowers with poor credit and rewards credit cards. You can see exactly what the annual fee on a credit card offer is by checking out the “Schumer Box” in the rates and terms section of the offer. With a rewards card, you should ensure that the benefits of the mileage or points program outweigh the cost of the annual fee.
Bill Payment Fees – Even with online banking becoming increasingly common, some credit card companies charge extra fees for paying your bills online or by phone. If this is the case with your card, be sure you pay your bill by mail as soon as the statement arrives. You don’t want to have to pay an extra $5 or $10 just to make your credit card payment on time each month.
Grace Period – Standard credit cards commonly have a 20 to 30 day grace period. This is the period of time when you can pay your credit card bill without being charged interest. It is important for borrowers who like to use their credit cards frequently and pay their bills in full each month to have a long grace period. If your credit card doesn’t have a grace period, interest is charged on your debt as soon as you make a purchase
Cash advance - you can still pay even when you ran out off money. If you don't notice this, you may end up finding with debt problems and credits reports.
Thursday, 1 February 2007
List : Paid to promote
List of PTP sites.
A PTP site provides web pages for users to promote. Whenever another person views this web page, the user is awarded a certain amount of credits. After earning enough credits, the user can redeem them for money, generally at a rate of 50 cents to $1 per 1000 views. PTP pages are often promoted through PTC ads, PTR emails or PTS sites.
123-PTP
Join Here
123-PTP pays affliate $1.50/CPM, and 20% referers bonus. Minimum payout is $0.50!
free20 (aka. super PTP)
Join Here
Free20 pays affliate $6/CPM and 5% referral earn. No minimum payout via e-gold and paypal!
Caution: Promote only free20 OR super PTP
OsPTP
Affiliate Join Here
Adveriser Join Here
OsPTP pays affliate $ 1.5 per 1,000 Credits ! and level 1: 10% referral earn. No minimum payout via e-gold and paypal!.
Qhits.com
Join Here
You can earn $0.0001 CASH for each 24hr unique visit
Earn 50 free bonus credits and 25% of their earnings 5 levels deep
PTR sites that also have PTP
There's some PTR sites have PTP option. I will list them here for convenience :P
clixncash.com
Promote ClixNCash Promote our website and earn $0.20 CPM
irelandclicks.net
$0.10 CPM
smartptp.com
Up to 0.75 CPM
Other options are PTC, PTR, Manual surf and PTSU
donkeymails.com
Join hrere
0.75 CPM, quality traffic only
WARNING: This list is no loger updated
Subscribe to:
Posts (Atom)